Let us help you take the first step toward your new home!

Our mortgage brokers are here to support you every step of the way, from finding the perfect property to a seamless settlement process.

Let us help you take the first step toward your new home!

Our mortgage brokers are here to support you every step of the way, from finding the perfect property to a seamless settlement process.

6.18

%
PA

CPR:6.55%PA

Variable Rate

T&C’S & CR warning apply

5.99

%
PA

CPR:7.48%PA

Fix Rate

6.38

%
PA

CPR:6.75%PA

Variable Rate

T&C’S & CR warning apply

6.19

%
PA

CPR:7.73%PA

Fix Rate

Are you ready to buy your first home?

We understand that the process can be tough, and you likely have a lot of questions.

How do you determine your affordability? What type of loan is right for you? Can you purchase a home with a small deposit?

We’re here to help you navigate this exciting journey and answer your questions. We’ll guide you through each stage, simplifying the process and cutting through the jargon.

Are you ready to buy your first home?

We understand that the process can be tough, and you likely have a lot of questions.

How do you determine your affordability? What type of loan is right for you? Can you purchase a home with a small deposit?

We’re here to help you navigate this exciting journey and answer your questions. We’ll guide you through each stage, simplifying the process and cutting through the jargon.

Tools to help you finance

Borrowing Power Calculator

The Borrowing Power Calculator determines the amount you could borrow based on your income and expenses.

Loan Repayment Calculator

The Loan Repayment calculator can work out the monthly cost of your home loan payments.

Stamp Duty Calculator

The Stamp Duty Calculator provides an estimate of the government costs associated with buying a property in Australia.

Get a pre-approval!

Home loan pre-approval is typically the initial formal step in the home-buying process, providing a clear indication of how much you could borrow.

A first home loan typically means a mortgage or home loan specifically designed for first-time homebuyers.

These loans often come with certain benefits and features aimed at making it easier for individuals or families purchasing their first home. Common features of first home loans often include:

Lower Deposit Requirements

To help first-time buyers get into the housing market, some first home loans require a lower initial deposit or down payment. In some cases, there may be opportunities to borrow a higher percentage of the home's purchase price.

Government Assistance

Many governments offer financial incentives to first-time homebuyers, such as the First Home Owner Grant (FHOG), also known as the First Home Loan Deposit Scheme, or stamp duty concessions. These incentives can significantly reduce the cost of purchasing a first home.

Repayment Flexibility

Some first home loans offer flexible repayment options, including lower initial monthly payments or options for interest-only payments during the early years of the loan.

No Mortgage Insurance

Depending on the type of first home loan and the size of the deposit, some loans may not require the borrower to pay for lenders mortgage insurance (LMI), which can further reduce the upfront costs.

Financial Support for First Home Buyer

It’s important to note that the availability and terms of first home loans can vary from one states to another. Therefore, it’s essential for first-time homebuyers to research and compare different loan options, consult with mortgage brokers or lenders, and consider their financial situation and long-term goals when selecting a first home loan. Additionally, meeting the eligibility criteria for first home loan programs is usually a requirement, and these criteria may include factors like income, the purchase price of the home, and residency status.

First Home Buyer Loan

Ready to explore the benefits of a First Home Buyer Loan? At Eazy Finance, we’re dedicated to simplifying the process and offering clarity on affordability, loan types, and options for small deposits. Our experienced team will serve as your trusted guide throughout this exciting journey, ensuring you have all the information you need to make informed decisions about your first home buyer home loan.

In addition to the First Home Owners Loan, we specialise in assisting first-time buyers with their home loans, providing tailored solutions to suit your individual circumstances. We’re also well-versed in the first home loan deposit scheme and other options available to first-time buyers.

With our comprehensive support and expertise, you can confidently take the first step towards owning your dream home. Enquire today and let us help you unlock the keys to your future.

Financial Support for First Home Buyer

It’s important to note that the availability and terms of first home loans can vary from one states to another. Therefore, it’s essential for first-time homebuyers to research and compare different loan options, consult with mortgage brokers or lenders, and consider their financial situation and long-term goals when selecting a first home loan. Additionally, meeting the eligibility criteria for first home loan programs is usually a requirement, and these criteria may include factors like income, the purchase price of the home, and residency status.

澳洲买房
澳洲买房贷款干货必看!贷款流程和申请材料!

澳洲买房 了解贷款流程和所需申请材料是成功购房的关键。掌握这些信息将帮助您顺利完成贷款申请,实现购房梦想。 贷款申请流程   1. 联系贷款顾问 在详细了解申请人个人及家庭财务状况,收入及支出的具体细节后,贷款顾问可以计算出申请人的实际贷款能力,给出最适合的贷款方案。 2.递交预批 申请人准备好材料,贷款顾问整理检查后递交给银行审批,确保可以获得预批信。 3.房屋估价...

Read More
买房前需要申请贷款预批(Pre-approval)吗?

在买房前除了看房,联系房产中介以外,还有一件事是我们可以提前做的,那就是获得银行预批信,这样对于自己的贷款能力可以有一个非常清楚的认识,在看房过程中会更有目标,更有信心。 今天和大家详细介绍一下关于预批的相关信息。  贷款预批是什么? 贷款预批(Approval in principle / Pre-approval)是指借贷方(通常指银行)在您购买物业或者对物业报价之前批准您的贷款申请。大多数情况,如果所有的假设和您提供的资料信息都是正确的,预批都能顺利转全批。   为什么要做预批?...

Read More
澳洲PR人在海外,自住房也要交土地税?隐藏费用有哪些

在澳洲贷款买房时,除了准备首付以外,还有一些费用是比较容易被忽略的,今天小编就给大家详细的介绍一下。  1. 买房需要的费用   印花税 (Stamp duty) 在澳洲购房时,州政府都会收取印花税,征收的比例有所不同。下图中为新州印花税计算方式: 举例(非首次置业人士): 购买$50万澳币的房产,印花税为:$17,707 购买$100万澳币的房产,印花税为:$40,207...

Read More

Get in touch today

If you would like to make an application or simply find out more then get in touch with one of our friendly experts!

02 8275 8999

info@financeeazy.com

Chat to us

Get in touch today

If you would like to make an application or simply find out more then get in touch with one of our friendly experts!

02 8275 8999

info@financeeazy.com

Chat to us

Scroll to Top